About HCS Equity
For more than 15 years we have used our own capital to provide trustees, beneficiaries, administrators, trust and estate attorneys, fiduciaries, guardians and conservators specialized financing. We are focused on being a financial resource for trusts and estates experiencing liquidity shortages, and specialize in loans for the purposes of equalization and distribution to take advantage of the property tax savings under the Proposition 58 and 193 exclusion from reassessment. Proposition 19, which affects those with a date of death on or after February 16th of 2021, created a far narrower property tax exclusion for inherited properties. To learn more about Proposition 19 and whether it affects you or your loved ones, visit our California proposition 19 page.
We work directly with the trustee or executor of an estate and/or their attorneys to quickly create liquidity, in order to solve financial problems and to fund buyouts of heirs and other beneficiaries. With HCS loans, we can help provide emergency funds, stop foreclosure, or almost any other conservatee need such as taxes, medical expenses, property repair/rehabilitation, or disposition.
As each estate has particular needs, our HCS lending process ensures we work to customize specific solutions that best fit the situation.
What Makes HCS Equity Different?
Our private real business loans for estates and trusts business is driven entirely by referral, and when you call, it rings directly to our cell phones. Unlike many other companies, you are speaking directly with the final decision makers, as every transaction funds with our personal capital and that of a small investor group. While we can lend on both large and small transactions, we intentionally keep the business personal and believe that old-fashioned human contact is the best way. We are conservative, old-fashioned lenders operating out of Carmel Valley, and we serve all of California.
Contact us to create a plan.
With the passing of Proposition 19, there are countless unanswered questions regarding its implementation. Who still qualifies for Prop 58 and Prop 193? Who will be subject to rules and limitations of Prop 19? We are well equipped to field your questions and guide you through the process. HCS Equity is prepared to provide a third-party loan to a trust or estate to assist with the equalization, backed by plenty of capital and resources available to get these transactions completed. To learn more about Proposition 19 and how it affects you or your clients, contact HCS Equity at 877-427-9820.
We will continue to update our website as new developments regarding Proposition 19 become available. Want to receive updated on Proposition 19 new developments?